I’m asked all the time how we can afford to live on one income with 3 kids. I never know how to answer this as it’s not a one sentence answer. I believe a big factor is the fact that besides our mortgage we have no debt. To help keep things that way we NEVER charge more to our credit card than we have sitting in the bank.
The second main “thing” that we do to save money is actually about a million little things! If you have been reading my blog for a while now you will have noticed it’s not centered on one topic like many blogs out there, there is a reason for that. 1st I don’t think that every idea I have will work for every reader, and 2nd it takes a lot of different things to help me stay at home with the kids. Couponing on it’s own isn’t enough if your still filling your cart with over priced and unneeded items. If you use your dryer, throw out lots of useful items, don’t purchase in bulk or buy items on impulse your not going to get anywhere.
Luckily there is a “go to” guide I read years ago. I took it out of the library so many times I finally decided to purchase it! (ok I got it for Christmas :), I have a hard time spending on myself) The Complete Tightwad Gazette is a great book. It reads like a newspaper, as the title suggests the book is the collection of a newsletter titled The Tightwad Gazettte. Some items may seem a bit dated (like the amazing low prices of the 90’s) but the message is clear, anyone can live a frugal lifestyle. Odds are you will find a large number of ideas in this book that can save you hundreds, maybe even thousands of dollars a year.
I think many of the things I do to help us save money are just second nature to me now, after years of practicing them. I just assume everyone buys items while they are on sale, and keep them in a pantry or freezer (and thousands of other things like that).
If you are looking for a place to start this book is a very easy step, and if your local library has the book it can be a free step too!
Or find it on amazon below:
Have you ever read Amy’s book? What was your favorite tip from it?