There is a lot of money to be saved when it comes to giving gifts. I found this out the hard way when my daughter started school. In junior kindergarten she was invited to about 10 birthdays! Most of these I had about a week (or less) notice. So I ended up having to buy a lot of gifts at full price. I have a maximum amount I will spend so I had to work a bit harder to keep under budget. Fast forward to today, there are a lot gifts we give out during the year. These include birthdays, Christmas, Easter, weddings & baby gifts just to name a few. We have a large group of friends that we love as well as nephews, parents, siblings and of course our family of 5! Wow thinking about all of it reminds me I need to start budgeting for Christmas now.